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Learn about the Experian affiliate program. is the official website of Experian, a multinational consumer credit reporting company. It offers a diverse range of services aimed at helping consumers and businesses manage and utilize credit information effectively. Founded in 1996 and headquartered in Dublin, Ireland, Experian has rapidly grown into one of the “Big Three” credit reporting agencies globally, alongside TransUnion and Equifax.

Background and History

Experian traces its roots back to 1980 when it was established as part of the larger GUS (Great Universal Stores) conglomerate. Over the years, Experian underwent significant growth and acquisitions, expanding its services and global reach. The company’s primary mission is to collect and aggregate credit data, enabling lenders, businesses, and consumers to make well-informed financial decisions.

The acquisition of TRW Information Systems and Services in 1996 marked a major turning point for Experian, catapulting it to the forefront of the credit reporting industry. This acquisition provided Experian access to a vast database of consumer credit information, making it a formidable player in the market. Since then, the company has continued to innovate and diversify its offerings to meet the evolving needs of consumers and businesses alike.

Services Offered by

Credit Reports and Scores: provides individuals with access to their credit reports and credit scores. These reports are comprehensive summaries of an individual’s credit history, including information on credit accounts, payment history, outstanding debts, and public records. Credit scores, which are numerical representations of creditworthiness, are essential for lenders to assess the risk of extending credit.

Identity Theft Protection: With the rising threat of identity theft and data breaches, Experian offers various identity theft protection services. These services include real-time monitoring of credit reports for suspicious activities, alerts for potential identity theft, and insurance coverage to help victims of identity theft recover from the financial impact.

Credit Monitoring: offers credit monitoring services, allowing consumers to keep track of changes in their credit reports over time. Any sudden fluctuations in credit scores or newly opened credit accounts can be promptly detected, helping individuals spot potential fraudulent activities or errors.

Credit Education: provides educational resources and tools to help consumers understand credit better. These resources cover topics such as credit management, improving credit scores, and debt repayment strategies.

Business Solutions: also caters to businesses, offering them access to credit information on potential customers and partners. This information aids businesses in making informed decisions regarding credit extensions and mitigating risks associated with lending.

Significance in the Financial Industry plays a crucial role in the financial industry, contributing to the overall stability and efficiency of credit markets. Here are some key reasons for its significance:

Credit Decisioning: Lenders heavily rely on credit reports and scores provided by Experian to evaluate an individual’s creditworthiness. This information helps lenders determine interest rates, credit limits, and loan terms, which directly impact consumers’ access to credit.

Risk Assessment: For businesses, Experian’s credit reports aid in assessing the credit risk of potential customers or partners. This is especially vital for companies offering credit-based products and services.

Consumer Empowerment: empowers consumers by providing them access to their credit information. With this transparency, individuals can actively manage their credit, work on improving their credit scores, and achieve financial goals more effectively.

Fraud Detection: Experian’s monitoring and identity theft protection services help detect and prevent fraudulent activities, safeguarding consumers’ financial well-being. stands as a cornerstone in the modern financial landscape, facilitating transparency and access to crucial credit information. As one of the leading credit reporting agencies globally, Experian plays a pivotal role in shaping financial decisions for both individuals and businesses. Through its diverse range of services, continues to empower consumers to take charge of their credit profiles, enabling better financial planning and security in an increasingly data-driven world.

Did you know that Experian has an affiliate program?

Here is some basic information about what Experian is all about. Check it out, and if you are interested there is a link below to access the Experian affiliate program.

Check Your Free Credit Report & FICO® Score – Experian – Experian is committed to helping you protect, understand, and improve your credit. Start with your free Experian credit report and FICO® score.

Miles Anthony Smith

Miles is a loving father of 3 adults, devoted husband of 24+ years, chief affiliate marketer at AmaLinks Pro®, author, entrepreneur, SEO consultant, keynote speaker, investor, & owner of businesses that generate affiliate + ad income (Loop King Laces, Why Stuff Sucks, & Kompelling Kars). He’s spent the past 3 decades growing revenues for other’s businesses as well as his own. Miles has an MBA from Oklahoma State and has been featured in Entrepreneur, the Brookings Institution, Wikipedia, GoDaddy, Search Engine Watch, Advertising Week, & Neil Patel.

Commission Rate & Cookie Information

Experian offers a commission of $8 Per Sale and their cookie lasts for 10 Days.

For more information about this offer: View the Experian homepage

To sign up for the Experian affiliate program,
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Experian affiliate program